Former Sergeant of Marines
Licensed Retirement Income Specialist
Central Florida
SERGEANT OF FINANCE
Veteran-Owned · Integrity-Driven
No sales pressure. Just math. I promise.
Henry Argueta DBA Sergeant of Protected Finance | Licensed Insurance Agent — FL, TX & VA
316 Shopping Center Dr, Unit 515, Wildwood, FL 34785 | © 2026 All rights reserved.
921 Romano Ave, Orlando, FL 32807
Sergeant of Finance
Former Sergeant of Marines (2009-2015). UCF Political Science & Pre-Law student with a 3.95 GPA. Licensed independent insurance agent.
I've lived in Central Florida since 1995. I'm not a corporation — I'm your neighbor.
I built Sergeant of Finance because I saw too many retirees and pre-retirees earning 3–4% on their CDs while paying taxes on every penny of interest — and too many others handing over 1–3% in AUM fees just to watch their advisor underperform the market. There are better options out there, and most people don't know they exist.
I hate sales. It's cringe. I only educate and present no-brainers for people who are suitable. If an annuity isn't right for you, I'll be the first to say so.
My promise: No pitch. Just math. Real numbers. Honest answers.
Built on Marine Corps values: integrity, discipline, and service.
$0 lost in a market crash. Your money is guaranteed by the insurance company.
Stop paying Uncle Sam every year on your CD interest.
I only educate and present no-brainers for those who are suitable.
Real reviews from my Google Business Profile — verified by Google.
"Henry is selfless and always willing to put in extra work, even when it is not required of him. He is a friend to everyone in his community and is a genuinely patient and kind person."
"Henry is an amazing and selfless individual. He consistently goes above and beyond to help in any way he can."
"I want to express my gratitude to Henry, who has provided tremendous help with difficult tasks and has always done so without hesitation."
"Henry goes out of his way to help others, and is greatly appreciated by me :))"
"Five stars — a trusted and reliable professional."
Every Thursday at 10:00 AM EST · 45 Minutes · Live on Zoom
Join from your couch — no driving, no parking, no rain.
Build Your Plan
Hover any card to see how it works in plain English. Click to select.
Guaranteed fixed rate — like a CD, but better.
Hover to learn moreYour money earns a fixed rate every year, guaranteed. No fees, no surprises. You pick how long. Tax-deferred — you don't pay taxes until you take it out.
Guaranteed minimum + upside potential. Best of both.
Hover to learn moreYou get a guaranteed 5% minimum floor every year — plus upside potential up to an 8% cap linked to the index. Guaranteed 5% minimum credited annually. 0% floor on the index-linked portion.
Earn when the market goes up. Lose nothing when it drops.
Hover to learn moreYour account is linked to the S&P 500. When it goes up, you earn up to the cap. When it crashes, you earn 0% — never negative. Your principal is always protected.
Market up even 1 point? You get a fixed credit.
Hover to learn moreIf the index finishes the year flat or positive — even by 1 point — you get a fixed credit (~8%). Only a negative year results in 0%. Simple and consistent.
Tech-heavy growth with a built-in safety switch.
Hover to learn moreTracks the Nasdaq-100 with automatic volatility control. When markets panic, exposure drops automatically. Up to 164% participation in calm markets. 0% floor always.
Crypto-linked returns. You never own crypto. 0% floor protection.
Hover to learn moreBlends Nasdaq-100 with Bitcoin trend signals. You never own crypto. Capped at 15% Bitcoin allocation. 0% floor always. Crypto upside with guaranteed principal protection.
Choose your term and see your rate.
Where is the money coming from, and how much are you putting in?
Just the basics — helps us confirm suitability.
A quick snapshot of your monthly cash flow — helps confirm an annuity is a good fit.
Here's how your money grows with the strategy you chose.
I'll walk you through this in plain English — no jargon, no pressure.
Growth Calculator
Guaranteed. Tax-Deferred. Principal Protected. Zero Fees.
Taxed yearly at 22%
Tax-deferred
That's $15,727 more. Same money. Better math.
Adjust the inputs and see how your money grows compared to traditional options.
Carrier-approved data · S&P 500 Annual Point-to-Point · 10.50% Cap
Green markers = years the market crashed. Your FIA lost $0.
Like a CD but better — guaranteed rate, tax-deferred, principal protected.
Best for: Conservative savers who want certaintyMulti-Year Guarantee Annuities lock in a fixed interest rate for a set term (2-10 years). Unlike CDs, growth is tax-deferred, meaning your money compounds faster.
Participate in market gains with a cap — lose nothing in a crash.
Best for: Growth-minded with downside protectionReturns linked to the S&P 500, capped at 10.50%/year. If the market drops, your floor is 0%.
Market up even 1 point? You get credited a fixed rate.
Best for: Consistent returns in most yearsAnytime the index finishes flat or positive, you receive a fixed credit (~8%). Only a negative year results in 0%.
The market earned 20%. You earned 16%. No cap ceiling.
Best for: Those seeking uncapped index-linked growth potentialYou receive a percentage of the full index gain with no ceiling.
The Nasdaq with a seatbelt — auto-reduces exposure when markets panic.
Best for: Maximum growth with built-in volatility controlTracks Nasdaq-100 with volatility control. Up to 164% participation in calm markets.
Nasdaq-100 + Bitcoin trend signals — you never own crypto.
Best for: Crypto-linked upside with 0% floor protectionBlends Nasdaq-100 with Bitcoin signals, capped at 15% Bitcoin allocation. 0% floor always.
Not every advisor will tell you about this comparison. Here's what the numbers actually look like side by side.
An AUM advisor managing $200K at 1.5% collects over $42,000 in fees over 10 years — win or lose. A fixed index annuity charges $0 in annual fees, protects your principal with a 0% floor, and grows tax-deferred.
Paying someone a percentage of your life savings every year — whether the market goes up or down — is a cost worth understanding before you decide.
This comparison is for educational purposes only. AUM fees vary by advisor. FIA returns are not guaranteed and depend on index performance, subject to caps and participation rates. Past index performance does not guarantee future results. Annuities may not be suitable for everyone.
See the real cost of early withdrawal — surrender fees, taxes, and IRS penalties.
Book a Consultation
Free, no-obligation suitability assessment. 15-30 minutes. I'll show you exactly what your options are — and if it's not right for you, I'll tell you.
Pick a date and time — I'll confirm within minutes.